🎓 Student Loan Calculator
Calculate your monthly payments, total interest, and create a payoff strategy
Quick Start: Upload Your Loan Statement
NEW!
▼
Drag & Drop or Click to Upload
Upload your loan statement PDF or CSV to auto-fill all fields
PDF
CSV
✅ Works with statements from:
MOHELA
Nelnet
Great Lakes
SoFi
Sallie Mae
Earnest
CommonBond
Navient
Analyzing your loan statement...
📊 Extracted Information - Review & Confirm
🔒
100% Private & Secure
Your file is processed entirely in your browser. Nothing is uploaded to any server.
Your loan information never leaves your device. The file is not stored anywhere.
Loan Details
$
%
$
$
$
Your Payment Summary
Monthly Payment
$0
Standard payment amount
Total Amount Paid
$0
Principal + Interest
Total Interest
$0
0% of loan amount
Affordability Score
EXCELLENT
Your loan payment is well within recommended limits.
💡 Did You Know?
Making extra payments on your student loans can save you thousands in interest. Even an extra $50/month can reduce your loan term by years!
Payment Breakdown & Savings
Loan Term Comparison
Student Loan Implications Calculator
⚠️ Before You Borrow - Understand the Full Impact
This simulator shows the lifetime implications of your student loan decision. See how your loans will affect your finances over the next 10+ years.
Career & Loan Details
$
%
$
%
Financial Impact Analysis
Loan-to-Salary Ratio
0%
Calculating...
First Year DTI
0%
Debt payment ÷ Monthly income
Lifetime Cost
$0
0x your borrowed amount
Risk Assessment
LOW RISK
This loan amount is manageable based on your expected income.
Financial Trajectory Over 10 Years
Income Growth vs Loan Payments
💡 Personalized Recommendations
Run the simulation to see personalized recommendations.