Refinance Calculator Best‑in‑Class Mortgage Refinance Calculator – Offline Mortgage Refinance Calculator (offline – data never leaves your browser) Current Mortgage Loan Balance ($) Interest Rate (%) Remaining Term (yrs) Proposed Mortgage New Interest Rate (%) New Term (yrs) Closing Costs ($) Points (% of loan amount) Cash‑Out Amount ($) Home Value ($) Annual Property Tax ($) Annual Insurance ($) Roll Costs into Loan? NoYes Calculate All calculations occur locally – no data is stored or transmitted. Monthly Payments Current – New – Monthly Savings – Long‑Term Analysis Break‑even – 5‑Year Net Savings – Total Interest Saved – Show Payment Schedule
