1.0 Who we are
WikiBudget.com (“us”, “we”) is operated by Wikibudget, registered at Portage Road, Kalamazoo Mi 49024. Contact: supports@wikibudget.com
Our website address is: http://wikibudget.com.
2. Data We Collect
You may provide:
- Comments: Name, email, website, and message (IP address logged for spam detection)
- Media Uploads: Images (avoid files with embedded GPS data)
- Contact Forms: Email and message content
Automated collection:
- Technical Data: IP address, browser type, referring pages
- Cookies (see Section 4)
- Embedded Content: Interactions with third-party content (e.g., YouTube videos)
🔒 Critical Notes:
No User Accounts: We do not offer registrations or profiles.
Financial Calculators: Zero data collection. All inputs are processed locally in your browser and never transmitted to our servers.
3. How We Use Data
| Purpose | Legal Basis |
|---|---|
| Displaying & moderating comments | Legitimate interest |
| Responding to contact requests | Legitimate interest |
| Spam detection (Akismet) | Legitimate interest |
| Site security | Legal obligation |
4. Cookies
We use cookies only when you:
- Leave a comment: Saves name/email/website (expires after 1 year)
- View embedded content: Third parties (e.g., YouTube) may set cookies
No tracking/advertising cookies are set by us.
5. Data Sharing
We disclose data only to:
- Spam detection services (e.g., Akismet) for comments
- Legal authorities if compelled by law
6. Data Retention
- Comments: Kept indefinitely (with metadata)
- Contact form submissions: Deleted after 6 months
- Server logs: Rotated every 30 days
7. Your Rights
You may:
- Request access to or deletion of your comment/contact data
- Withdraw consent for existing comments (email: supports@wikibudget.com)
Applies under GDPR/CCPA where relevant.
8. Security
All data transmission uses HTTPS encryption. Regular security patching is implemented.
9. Policy Updates
Changes will be posted here with a revised “Last Updated” date.
See our Disclaimer for important limitations on calculator use.”