🏠 Elite Mortgage Refinance Calculator Pro Features

Upload your mortgage statement for instant analysis • Compare refinance scenarios • Get smart recommendations

Current Mortgage

Current Loan Balance

Current Interest Rate

Remaining Term (Years)

Home Value (for LTV)

New Mortgage Terms

New Interest Rate

New Loan Term (Years)

Closing Costs

Discount Points

Cash-Out Amount

Roll Costs Into Loan?

Additional Costs (Optional)

Annual Property Tax

Annual Insurance

Upload Mortgage Statement

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Supported Formats: PDF or CSV files from major lenders
Privacy First: All processing happens in your browser. Your data never leaves your device.

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Drag & Drop Your Mortgage Statement

or click to browse (PDF or CSV)

Run a calculation first to see smart analysis

Scenario Comparison

Break-Even Analysis

Total Cost Comparison

Interest Savings Over Time

Payment Timeline

Amortization Schedule

Payment #	Date	Payment	Principal	Interest	Balance

This calculator provides estimates only. Consult with a mortgage advisor for personalized advice.